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Premise Liability

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    What happens if you suffer an injury on someone else’s property? These cases are far more common than you may realize. These accidents can happen anywhere, anytime, and the outcomes of these injuries can be devastating. We may be able to get you the help you deserve.

    A premises liability insurance policy usually covers the property owner when someone is injured on their property and is available to provide compensation to the injured party.

    Unfortunately, the insurance company that issued the policy usually has a vested interest in paying out as little as possible to the injured party. This means that the victim may not receive adequate compensation even to pay for the costs of their medical care.

    When this situation arises, it’s wise to contact Your Insurance Attorney. We can advocate on your behalf to deal with the insurance company and have the fighting power to bring a lawsuit if one becomes necessary.

    WHAT IS PREMISES LIABILITY?

    When a property owner tolerates unsafe or defective conditions on their property and these conditions cause an injury to another person, then the result can be a premises liability claim.

    Premises liability laws in Florida establish responsibilities for property owners to ensure that their property is safe and secure.

    In general, the law says that owners owe a duty of care to any invited visitors. This may include family, friends and neighbors in a private home, or people who are visiting a business to conduct a transaction.

    An exception to this law relates to trespassers. Anyone who unlawfully enters the property without the knowledge and consent of the owner is likely to find that they cannot make a premises liability claim in most instances.

    Premises liability law only applies when it can be demonstrated that the property owner was negligent in his duty of care.

    WHAT KINDS OF ACCIDENTS FALL
    UNDER PREMISES LIABILITY?

    Personal injuries happen to people in private homes and many public places. These may include grocery stores, hotels, restaurants, sidewalks, retail stores, and numerous other destinations where the public frequently is welcome.

    The following are a few examples of accidents that may lead to potential premisesliability claims:

    • Dog bites
    • Injuries and drownings in
      swimming pools that were
      not adequately secured
    • Slips and falls
    • Stair and ramp slip and falls
    • Injuries involving elevators
      or escalators
    When a property owner neglects appropriate maintenance, cleaning, or providing a safe environment, they can be held responsible when someone is injured.

    WHAT TO DO IF YOU'VE BEEN INJURED

    Florida law may grant you four (4) years from the date of your injury in which to file a premises liability lawsuit, but it is advisable not to wait this long. It’s best to act as quickly as is reasonably possible after you are injured.

    Waiting too long can make the evidence collection difficult, if not impossible. The insurance company and your attorney will want to observe the scene of the accident and question witnesses as soon after the incident occurred.

    In fact, if you or someone who is with you at the time of the accident have the ability to take pictures of the scene, talk to witnesses, or make any kind of documentation immediately after the injury occurs, this will be especially valuable information for your premise liability lawyer.

    If you’ve been injured in a commercial or industrial site, do not sign anything. Property owners will usually have a protocol that includes a liability waiver that may waive your right to receiving the settlement you deserve for your injury, lost wages, and other damages.

    You definitely don’t want to release the property owner from any liability until your injuries, and the role that the owner’s negligence may have played in them, have been properly assessed by professionals.

    If the owner does want you to sign something, ask for time to review the document.

    We don’t get paid unless you do.

    CONTACT A PREMISE LIABILITY LAWYER

    Your Insurance Attorney regularly represents people dealing with a premises liability claim. If your claim has been denied or you’ve been offered a lowball settlement, then bring your case to us for a thorough review and investigation.

    We don’t get paid unless you do, which motivates us to put forth our best effort on your behalf. Remember, you don’t have to fight alone against negligent property owners whose behavior caused your injuries.

    #FearTheBeard ™

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