In Florida, people love to be on the water. It’s a great way to relax whether you’re fishing, sailing, snorkeling, or on your own personal craft. However, if you or a loved one is injured in a boating accident, then you may be entitled to compensation.
Talk to a boating accident lawyer at Your Insurance Attorney to learn more about your rights. The party who may have caused the accident can be responsible for compensating you for things like medical bills, pain and suffering, lost income, or even the wrongful death of a loved one.
Determining fault in crashes that occur on the water isn’t easy. Additionally, many at-fault parties have inadequate insurance or their insurer is reluctant to pay out on a legitimate claim. In all of these circumstances, it’s critical that you have a Florida boating accident attorney working for you.
Your Insurance Attorney has a sizable boating accident practice. This means that we have the knowledge and experience that are required to ensure a more desirable outcome for our clients. Moreover, we don’t get paid unless we get compensation for you, so you can trust that we’ll always give you our best effort.
It may surprise you to learn that Florida has more registered water vessels than any other state in the union. The downside of this statistic is that this state also leads the nation when it comes to boating accidents.
The Florida Fish and Wildlife Conservation Commission reported 661 boating accidents in 2012 that resulted in $2,000 or more in damage. It’s possible that any of the victims in these almost 700 collisions may have been able to claim compensation from the at-fault party.
A boat accident lawyer will help you to understand all of your rights in the aftermath of a collision or other water accident. If someone else was responsible for the accident, then there is a chance that you are eligible to claim compensation.
Legal action may be taken against the driver of the boat, or of another boat, on which you were a passenger. Does someone other than the driver own the at-fault vessel? If so, then you may make a claim against this individual or entity as well.
People may be reluctant to bring a claim against the boat’s owner if that individual is a friend or family member. However, it is not necessary to make these matters personal. It is the boat owner’s insurance company that will be providing the compensation in most instances, rather than the owner itself.
In some cases, it is further possible to pursue claims against the boat manufacturer who produced a faulty or dangerous design, or the mechanic who neglected to perform proper maintenance.
Clearly, the avenues for receiving compensation may be diverse. This is just one of the reasons why it is crucial that you begin working with Your Insurance Attorney as soon as possible.
A boating accident attorney can help you to identify what were the causes of your injuries. These causes may include:
The practitioners at Your Insurance Attorney have the knowledge and experience that are required to thoroughly investigate boating accidents. This makes it possible to identify all of the factors that contributed to the incident, and this may highlight from which sources compensation may be sought.
Too often, boat accidents lead to critical injuries that forever change the lives of the people, and their loved ones, who suffer them. These injuries may include:
It is not unusual for the victims in these incidents to suffer multiple injuries, and it may be impossible to recover from some of these wounds. Victims may miss out on weeks or months of work. Some of them may never be able to return to their previous occupation or go back to enjoying favorite pastimes.
As the medical bills pile up, an emotional toll is exacted. Personal relationships suffer, and many people require counseling in addition to ongoing medical treatments.
Does the at-fault boater’s insurance cover all of those damages?
Insurance companies have experts working with them to help them keep their costs under control. Frequently, this means denying claims or offering to settle claims for far less than their true value.
It is not unusual for insurers to play a crooked game with ordinary people who are already burdened with pain, suffering, and mounting medical bills.
How can you know if the insurance company’s offer is a fair one?
The only way that you can be certain is by working with Your Insurance Attorney. When you hire us, you get legal guidance that’s exclusively focused on your rights. Our understanding of the law and insurance enables us to aggressively fight for every dollar to which our clients are entitled.
Boating accidents frequently result in debilitating injuries that may never fully heal. Your life may never be the same, and if that is someone else’s fault, then their insurance should fairly compensate you without a lot of unnecessary delays.
Whether you have filed a claim or not yet, contact Your Insurance Attorney. Even if you’ve accepted an initial offer from an insurer, it still may be possible to negotiate a more realistic and helpful settlement.
If you have been involved in a Florida boating accident and you were injured, then you may be able to make a claim against the at-fault driver, owner or another party.
Contact Your Insurance Attorney before you call anyone else, and remember that we don’t get paid unless you do.
Your boat will be repaired once the insurance company at fault completes its liability investigation. This investigation includes, but is not limited to, reviewing the police report, speaking with their insured and speaking with the driver. This investigation can take anywhere from a couple of days to a couple of weeks.
Once the at fault insurance company completes its investigation it will either send someone out to do an estimate of the damage to your boat or request that you take photos of the damage to your boat and send it to them.
If you do not want to wait for the at fault insurance company to complete its investigation, you can use your collision coverage on your own boat insurance policy, if you have it.
DO NOT speak with any insurance companies, not even your own insurance company. Contact our office immediately advising us that you received an insurance call.
A police report is typically available within 7 business days after your accident.
In the state of Florida, your auto insurance company pays up to $10,000 towards your medical bills that pertain to your medical treatment as it relates to the injuries you sustain in this accident. This is the case whether it is your fault or not.
Each case is different. It is not possible to provide a number, or even an estimate, from the onset of any case.
Once you have completed your medical treatment, we will send a demand letter to the insurance company at fault, which will include all of your medical records and bills. Once the insurance company receives the demand, they have about 30 days to respond to our offer to settle with a counter offer or acceptance. We will then contact you to discuss the offer presented and what the next step would be in our negotiation process.
Every case is different. However, most cases take approximately 6 months to a year. If we have to file suit, it may take longer.