Health insurance covers routine, expected expenses like doctor’s visits and laboratory tests, and emergency care when an accident or a severe illness strikes.
Without insurance, people would have to pay several thousands of dollars for surgeries, hospital stays, and physical therapy. However, such care remains expensive even for people who do have insurance. This frequently happens because insurance companies act in bad faith or make costly errors.
If you are burdened with medical bills that your insurance should have covered, we can help. At Your Insurance Attorney, we represent people just like you, whose health insurance company has underpaid them on a claim.
Even if your insurance company is large and well-known, there’s little guarantee that they will act in good faith. Adjusters and other insurance company representatives may make mistakes about your health history, the specific treatments you received, and the precise terms of your coverage.
Even worse are instances in which an investigation brings to light a widespread practice of underpaying health insurance claims. Your insurance company is out to protect its bottom line. They are betting that their customers will accept an inadequate payment as the final word.
After all, the average consumer may not know the details of their insurance policy or the appeals process. As professionals with legal knowledge, we are here to help you negotiate with the insurance company to obtain a more favorable outcome.
Health insurance companies use fine print, loopholes, and technicalities to deny or underpay claims. Their representatives may decide that a specific condition was preexisting and therefore not covered by the policy.
The process can go on for months. Meanwhile, your family struggles financially. As you try to heal and get back to normal, your insurance company gives you the runaround. When they finally offer a payment, it’s not nearly enough to cover your bills.
Health insurance shouldn’t work this way, and that’s why Your Insurance Attorney is ready to defend your rights.
Too many people accept whatever money their insurance company offers them without question. Even when the settlement doesn’t begin to cover their health care expenses,
that is the case.
If you feel that your claim was underpaid, speak with our health insurance claims attorneys.
We can identify all areas where errors or misinterpretations of the policy terms occur. Our years of experience further enable us to determine whether or not a particular insurer has a demonstrable practice of underpaying on claims.
Even if you have already accepted an amount that you believe is incorrect, you have the right to appeal your insurance company’s decision. The practitioners at Your Insurance Attorney will fight to defend your rights before your insurance company and before the courts if it’s necessary.
Your Insurance Attorney has years of experience helping families like yours receive the health insurance benefits to which you are entitled. Our practitioners can help you get back on your feet with in-depth knowledge of interpreting insurance policies.
Your Insurance Attorney has the necessary resources to build a solid case and thoroughly investigate your claim.
We tactfully negotiate with your insurance company, pointing out where errors may have been made. If these negotiations fail, our experienced courtroom attorneys will use our legal acumen to argue your case before a judge.
If you believe that your insurance company has offered you a lowball settlement, contact us for a free case review. Remember, Your Insurance Attorney never gets paid until you do. That’s our promise.
How can I get help to verify
that my health insurance
should’ve paid or covered
my medical treatment?
What should a person do
if they get a medical bill that
they thought was covered
What are some of the
common excuses insurance
companies make to deny