From hurricane-ravaged coasts to inland neighborhoods flooded by torrential rain, Florida homeowners face some of the toughest property damage challenges in the country. And when disaster strikes, your insurance company should be there to help—not make things harder. If your claim has been delayed, denied, or underpaid, it’s time to get help from a Florida property damage lawyer who knows how to hold insurers accountable.
At Your Insurance Attorney, we represent homeowners across Florida—Miami, Orlando, Tampa, Naples, Maitland, and beyond—who are battling their insurance companies after suffering major losses. We don’t wait around for the insurer to play fair. We step in, take over the fight, and push to get you the full compensation your policy promises.
Whether your home has been damaged by:
We’re ready to stand by your side. We know the tactics Florida insurers use to undervalue claims, and we know how to challenge them. Don’t settle for excuses. You paid for protection—now let us help you enforce it.
Florida’s insurance market is one of the most complex—and adversarial—in the country. Carriers have exited the state in droves, policies have gotten narrower, and homeowners are being left to fight uphill battles for fair treatment. If your property is damaged, you’ll likely find yourself:
And you’re expected to handle all of this while trying to keep your family safe and your home livable.
That’s where we come in.
As Florida property damage lawyers, we handle the entire process—claim submission, documentation, negotiation, and legal action if necessary. Our team doesn’t just know the law—we understand how Florida insurers operate and how to pressure them effectively. You don’t have to accept less than you deserve. Let us protect your rights while you focus on rebuilding.
When you hire Your Insurance Attorney, you get more than just legal representation. You get a team that treats your case like it matters—because it does.
Here’s how we work:
We’ve represented homeowners across the state—from beach condos in Miami to single-family homes in Central Florida to retirement communities on the Gulf Coast. Every case is different. Every client matters. We don’t take shortcuts, and we don’t back down.
Florida’s geography—and its extreme weather—mean that different parts of the state face very different property risks. Our team is based throughout Florida and understands how regional conditions affect claims.
Here’s where we regularly serve clients:
Whether it’s roof damage in Tampa from high winds, mold and water intrusion in Miami after summer storms, or structural damage in Naples from a recent hurricane, we’ve seen it all—and we know what it takes to win.
Our deep understanding of Florida’s weather patterns, building codes, and insurance company tactics allows us to tailor your claim strategy for the highest chance of success.
Not all law firms are built to handle property damage claims. Some dabble. We focus. At Your Insurance Attorney, property insurance disputes are a major part of what we do, and we take pride in fighting back when insurers don’t hold up their end of the bargain.
Here’s what makes us different:
When insurance companies try to wear you down, we step up and take control of the fight. If your Florida property has been damaged, don’t wait—get legal support that’s ready to push back.
Before you clean up, repair, or throw anything away, it’s critical to document the damage. In Florida, insurers will scrutinize every part of your claim, and without the right evidence, they may try to deny or reduce your payout.
Here’s how to protect your claim from the start:
Proper documentation gives your Florida property damage lawyer the leverage needed to push for full compensation. If your insurer tries to claim the damage was “pre-existing” or caused by “wear and tear,” the right evidence can shut those arguments down fast.
Even when Florida homeowners follow the rules, insurance companies often find ways to reduce payouts—or avoid them entirely. Understanding the most common reasons for denial can help you prepare, avoid pitfalls, and respond effectively if it happens to you.
Here are some of the most common excuses we see:
We don’t just know these tactics—we challenge them every day. If you believe your claim was wrongly denied or undervalued, Your Insurance Attorney can investigate and hold your insurer to their obligations.
Missing a deadline in Florida can cost you your entire claim. Florida’s property insurance laws are strict, and the burden is on the homeowner to meet all timelines—even when they’re displaced or overwhelmed after a disaster.
Here are the most important deadlines you should know:
Don’t leave these deadlines to chance. A Florida property damage lawyer from our team can manage all timelines, file everything properly, and ensure you don’t lose your right to full compensation.
Life after a property disaster is chaotic. Sometimes homeowners rush to clean up, make urgent repairs, or throw away soaked furniture or debris before documenting everything. If that happened to you, don’t panic—you may still have options.
Here’s how we help clients in this situation:
It’s always better to document before repairs, but if you didn’t, that doesn’t mean your claim is dead. Talk to Your Insurance Attorney. We’ll evaluate what’s still possible and build the strongest case based on the evidence you do have.
When your home is damaged, you need answers—fast. You need someone who understands Florida’s laws, insurance company tactics, and what it takes to protect your rights. That’s where we come in.
At Your Insurance Attorney, we’ve helped countless Florida homeowners across Miami, Orlando, Tampa, Naples, and beyond fight back against unfair claim denials and lowball offers.
We don’t just file forms. We build real cases. We challenge every excuse. And we don’t stop until you get the compensation your home—and your family—deserve.
We offer:
Call us today to speak with a Florida property damage lawyer who will stand up for you.
Miami: (888) 570-5677
Orlando: (888) 423-5677
Justice for you—that’s what we do.
You must notify your insurer within 1 year of discovering the damage and file any supplemental claims within 18 months.
Not always, but if you’re getting vague answers, low estimates, or unexplained delays, a Florida property damage lawyer can pressure them to move quickly and fairly.
You don’t have to. We work on contingency, which means you pay nothing unless we recover money for you.
Usually yes, but deductibles for hurricane damage are higher, and some policies may exclude certain related issues like flooding or mold unless additional coverage was purchased.
We serve clients statewide, including Miami, Maitland, Orlando, Tampa, St. Petersburg, Naples, Fort Myers, and surrounding regions.
2601 South Bayshore Drive 5th Floor
Miami, FL 33133
Ph: 888-570-5677
You handle personal injury,
property damage, and health
claims. How do you do it all?
What does “we don’t get
paid until you do” mean?
Why should people speak
with YIA first before calling
their insurance company?
2300 Maitland Center Parkway
Suite 122
Maitland, Florida 32751
We truly care about getting the best results for you. Our goal is to help you through powerful representation from start to finish. We work with clients all over the states of Florida, Georgia, Colorado, North Carolina, and California.