Living in Naples means living with the constant possibility of weather-related property damage, from hurricane-force winds to sudden floodwaters. When disaster strikes your home, you rely on your insurance to provide a safety net. But if your claim is delayed, denied, or underpaid, that safety net can quickly feel like a trap.
That’s where we come in.
At Your Insurance Attorney, we work with homeowners in Naples and across Southwest Florida to take the pressure off when dealing with insurance companies. Our legal team helps you document the damage, challenge unfair claim decisions, and pursue the full amount you’re entitled to, not just what the insurer wants to pay.
Contact us for a free consultation. We don’t charge unless we win.
Justice for you — that’s what we do.
Insurance companies know most homeowners won’t push back. That’s why denied and underpaid claims happen so often, especially in regions like Naples, where hurricane damage is common and costly. Our firm helps level the playing field.
Here’s what sets Your Insurance Attorney apart:
Our Naples lawyers assist with everything from initial claim filings to aggressive litigation when necessary. Whether you’re facing water intrusion, roof collapse, or post-hurricane destruction, we’re prepared to take your case seriously — and personally.
You’re not just a policy number to us. You’re a homeowner who deserves to be treated fairly.
Naples is known for its coastal beauty, but also for its exposure to hurricanes, tropical storms, and heavy seasonal rains. Local homes often suffer damage that’s unique to our geography and climate, making it even more important to work with someone familiar with the area.
Common issues we see in Naples include:
Because insurers are also aware of how frequently these losses occur in Collier County, they often take a skeptical approach to claims. That means Naples homeowners face added scrutiny — and more reasons to be denied or shortchanged.
Whether your home is near Old Naples, East Naples, or Golden Gate Estates, our team understands the risks local properties face and how to fight for full coverage under Florida law.
It’s not uncommon for an insurance company to offer a settlement quickly after damage occurs, but that doesn’t mean it’s the right amount. In fact, early offers are often far less than what’s truly needed to repair the home and restore its value.
Without professional review, you could end up:
That’s why having a Naples Property damage lawyer on your side from the start makes a real difference. We’ll review your policy, help you estimate the true cost of loss, and identify any areas the insurance company is underestimating — or ignoring entirely.
Our goal isn’t a fast fix. It’s the full recovery you’re owed. We don’t let insurers rush the process at your expense.
One of the biggest concerns we hear from homeowners is: “Can I afford a lawyer?” With Your Insurance Attorney, the answer is simple — yes.
Our firm works on a contingency fee basis, which means:
If you’ve already spent money on emergency repairs or temporary lodging, the last thing you need is another financial burden. That’s why we built our firm around serving people just like you — homeowners dealing with sudden loss and unfair treatment.
There’s no risk in reaching out. If your claim was denied, lowballed, or ignored, let’s talk. We can review your case at no cost, and if we believe your insurer isn’t honoring their obligations, we’ll fight back.
Call (888) 570-5677 to get started. You’ve got enough to worry about. Let us handle the rest.
Naples homeowners face some of the most challenging weather risks in Florida. From powerful storms to hidden moisture problems, property damage here can be widespread, expensive, and difficult to detect without professional help. Understanding what types of damage commonly affect Naples homes is the first step toward knowing what to document — and how to fight back if your insurance company tries to downplay the loss.
Some of the most frequent types of home damage we help with include:
The problem is, many of these issues aren’t immediately visible. Insurers may use that as a reason to deny your claim or argue that the damage isn’t covered. That’s why it’s critical to have your property evaluated independently and to work with a lawyer who understands how to build a solid case for coverage.
After a loss, it’s tempting to start cleaning up right away — but that can be a costly mistake if you haven’t documented everything for your claim. The quality of your evidence often determines how seriously the insurance company takes your case. In Naples, where weather-related claims are frequent, insurers are especially detail-oriented.
Here’s how to build strong documentation:
If it’s too overwhelming to handle alone, that’s okay. Our team can step in to help organize your evidence and even connect you with independent adjusters or contractors who can back up your claim with credible estimates.
Florida has specific statutes that protect homeowners, especially when it comes to insurance disputes. But unless you’re familiar with these laws, you might not realize when your rights are being violated — or when your insurer is taking advantage of technicalities to avoid paying.
Here are a few key points you should know:
Many insurance companies hope homeowners won’t push back. They might delay processing your claim, send an adjuster who minimizes the damage, or offer a low payout and claim it’s the best they can do.
But Florida law requires more. If your insurer isn’t acting in good faith or complying with deadlines, our team can hold them accountable — whether through negotiation, mediation, or filing a lawsuit if necessary.
Even when your damage is obvious and your policy should cover it, the smallest misstep can cause an insurance company to delay or deny your claim. In Florida, where laws are strict and deadlines are tight, knowing what not to do is just as important as taking the right steps.
Here are common mistakes we see homeowners in Naples make — and how to avoid them:
At Your Insurance Attorney, we review your documentation and timeline to make sure nothing weakens your claim. If your insurer is trying to use one of these technicalities against you, we know how to push back.
If your insurance company rejected your claim or gave you far less than you need to repair your home, you’re not alone. Denials and lowball offers are common across Florida — especially in coastal cities like Naples where claims are frequent and costly.
Here’s what you should do next:
You paid for protection. If your insurer refuses to honor that, we’ll help you fight back. There’s no fee unless we recover money for you — and we’ve helped homeowners across Florida stand up to even the largest insurance companies.
If your Naples home was damaged by a hurricane, storm, burst pipe, or any covered disaster — and your insurance company isn’t treating you fairly — now is the time to act. Delays can cost you not only money but also your legal rights under Florida law.
At Your Insurance Attorney, we offer:
Your home deserves more than a patch job. You deserve a full recovery — physically, financially, and legally.
Call us now at (888) 570-5677 (Miami) or (888) 423-5677 (Maitland) to speak with a Naples property damage lawyer today. We’re ready when you are.
Justice for you. That’s what we do.
Florida law gives homeowners one year from the date they discover property damage to file a claim and up to 18 months to file a supplemental claim. However, acting sooner can improve your chances.
Yes. We assist homeowners at any stage — whether your claim is pending, denied, or underpaid. The earlier we get involved, the more we can help.
You can file a supplemental claim if the full extent of the damage wasn’t discovered at first. Keep documenting, and contact us as soon as possible.
Policies typically cover wind, storm, fire, and water damage (though flood and mold coverage may require additional endorsements). We can help you interpret the fine print.
No. If you believe the amount is too low or misses important repairs, you have the right to dispute it — and we can help build the case to show your loss.
2601 South Bayshore Drive 5th Floor
Miami, FL 33133
Ph: 888-570-5677
You handle personal injury,
property damage, and health
claims. How do you do it all?
What does “we don’t get
paid until you do” mean?
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with YIA first before calling
their insurance company?
We truly care about getting the best results for you. Our goal is to help you through powerful representation from start to finish. We work with clients all over the states of Florida, Georgia, Colorado, North Carolina, and California.
