Miami Car Accident Lawyer
Car accidents in Miami are an unfortunate reality due to heavy traffic, aggressive drivers, and unpredictable weather. Whether it is a minor collision or a catastrophic crash, victims often face serious injuries, medical expenses, lost wages, and emotional trauma. Understanding Florida’s car accident laws, insurance policies, and legal options is essential for ensuring fair compensation.
Navigating the claims process can be overwhelming, especially when dealing with insurance companies that prioritize their profits over your recovery. A Miami car accident lawyer can help you file a claim, negotiate with insurers, and, if necessary, take your case to court to secure the compensation you deserve.
If you have been injured in a car accident, we invite you to contact us at (888) 570-5677 today to speak to an experienced Miami car accident lawyer.
Choosing the right lawyer after a car accident in Miami can make a significant difference in the outcome of your case. Your Insurance Attorney is dedicated to fighting for car accident victims and ensuring they receive the full compensation they deserve.
Our firm stands out because:
Insurance companies have legal teams working against you. With Your Insurance Attorney, you have a powerful team fighting back to protect your rights and financial future.
When you work with Your Insurance Attorney, we take immediate action to strengthen your case and secure the compensation you need. Our process includes:
Car accident cases require a law firm that is willing to go the extra mile. Your Insurance Attorney has the resources, knowledge, and determination to win.
Not all law firms are the same. Many settle cases quickly to move on to the next client, but Your Insurance Attorney is committed to securing the best possible outcome for every case. Here’s what makes our firm different:
Car accident victims deserve a law firm that fights for them—not one that settles for less.
Insurance companies work hard to minimize payouts, often undervaluing claims or denying them outright. They do not want you to hire a lawyer, especially a firm like Your Insurance Attorney, because:
The sooner you have Your Insurance Attorney on your side, the sooner you can level the playing field against powerful insurance companies.
Many car accident victims worry about legal fees, but with Your Insurance Attorney, there is no financial risk. We work on a contingency fee basis, meaning:
Our firm takes on the financial risk, so you can focus on healing and getting your life back on track.
Miami’s congested roads and fast-paced driving culture contribute to a high number of car accidents each year. Some of the most common causes include:
Determining the cause of the accident is critical when pursuing compensation, as it establishes liability for injuries and damages.
Florida operates under a no-fault insurance system, which means that drivers must first file a claim with their own insurance provider, regardless of who caused the accident. All Florida drivers are required to carry:
While PIP provides initial coverage, it is often not enough for victims with severe injuries. Those who meet the serious injury threshold may be able to file a lawsuit against the at-fault driver.
Florida law allows accident victims to step outside the no-fault system and sue the responsible driver under certain conditions. A lawsuit may be pursued if the victim suffers:
If a victim’s injuries meet the criteria, they may be entitled to compensation beyond what their PIP insurance covers.
The steps taken immediately after a car accident can have a significant impact on the outcome of a personal injury claim.
Waiting too long to seek medical care or legal representation can weaken a claim and allow insurance companies to minimize compensation.
Even at low speeds, car accidents can cause serious injuries that require extensive medical treatment. Some of the most common injuries include:
Medical records and expert evaluations are essential in proving the severity of injuries and the need for long-term care.
The statute of limitations for car accident claims in Florida is two years from the date of the accident. This means that victims must file a lawsuit within this time frame or risk losing their right to seek compensation.
Exceptions to this deadline may apply in certain circumstances, such as if the victim was a minor or if the at-fault party fled the scene. It is important to consult with a lawyer as soon as possible to ensure all legal deadlines are met.
Car accident victims may be entitled to various types of compensation, depending on the severity of their injuries and the impact on their lives. Damages may include:
The total compensation amount depends on the evidence presented, the strength of the case, and the extent of damages suffered.
Insurance companies often attempt to reduce the amount they pay out on car accident claims by using various tactics, including:
A car accident lawyer can handle all communications with insurance companies and ensure victims receive fair compensation for their losses.
Florida has one of the highest rates of uninsured drivers, making it important for victims to understand their options if the at-fault driver lacks coverage. Possible solutions include:
An attorney can review all available options and help victims maximize their recovery.
Florida follows a modified comparative negligence rule, which means that a victim can still recover compensation even if they were partially at fault for the accident. However, their compensation will be reduced by their percentage of fault.
For example, if a driver is found to be 20 percent responsible for the crash, their total compensation will be reduced by 20 percent. If they are found to be more than 50 percent at fault, they may be barred from recovering any damages.
Insurance companies often try to shift blame onto victims to reduce payouts, making it essential to have legal representation to challenge these claims.
Understanding Miami’s traffic laws can help determine fault in car accidents. Some of the key traffic regulations that frequently come into play in accident claims include:
If a driver violated any of these traffic laws, it can be used as evidence to establish negligence in a car accident case.
Miami’s infrastructure plays a role in the high number of accidents. Some of the most common roadway hazards that lead to crashes include:
If an accident is caused by poorly maintained roads, the local government or a private contractor responsible for road maintenance may be held liable.
Rideshare services like Uber and Lyft have become common in Miami, but accidents involving rideshare drivers can be complicated. The rideshare company’s insurance coverage depends on the driver’s status at the time of the crash:
Determining which policy applies can be difficult, making legal assistance essential in rideshare accident claims.
Many modern vehicles are equipped with event data recorders (EDRs), also known as black boxes, which capture key details about an accident. This data can include:
Black box data can be crucial in proving negligence, particularly when liability is disputed. A lawyer can help recover and analyze this data before it is erased or overwritten.
Miami has a high number of pedestrian and bicycle accidents, often due to:
Pedestrians and cyclists injured in car accidents have the same rights to seek compensation as vehicle passengers. Their claims often involve higher medical costs and long-term rehabilitation due to the severity of their injuries.
Accidents with commercial trucks differ from standard car crashes due to the size and weight of the vehicles involved. Additional factors in truck accident cases include:
Truck accident claims often involve multiple insurance policies and require extensive investigation to determine liability.
Dashcams have become increasingly popular among drivers, providing crucial footage of accidents. Dashcam footage can help by:
While Florida law allows dashcam footage to be used in court, it must meet certain standards to be admissible. A lawyer can ensure that the footage is presented effectively in a claim.
Many accidents happen in parking lots, often involving low-speed collisions or hit-and-run incidents. Common scenarios include:
Florida’s no-fault system still applies in parking lot accidents, but determining liability can be tricky due to shared fault scenarios.
Passengers injured in a car accident have the right to seek compensation from the at-fault driver’s insurance policy. If both drivers share fault, a passenger may be able to file claims against multiple policies, including:
Passengers are rarely considered at fault in accidents, making their claims straightforward in most cases.
The time required to settle a car accident claim depends on several factors:
Some cases settle within a few months, while others take a year or longer if litigation is necessary.
Hit-and-run accidents are common in Miami, leaving victims without an immediate way to file a claim. If the driver is not located, victims may:
Florida law imposes severe penalties for hit-and-run drivers, including criminal charges if they are found.
Under Florida’s modified comparative negligence rule, a driver can still recover compensation even if they were partially responsible for the accident, but their recovery is reduced by their percentage of fault.
For example, if a driver is found to be 30 percent at fault in a crash, their total compensation will be reduced by 30 percent. However, if a driver is more than 50 percent at fault, they may be barred from recovering damages.
Car rental accidents in Miami involve multiple insurance policies, including:
Some credit cards also provide rental car coverage, which can help pay for damages. A lawyer can determine which policies apply and help navigate the claims process.
If a loved one dies in a car accident, surviving family members may be able to file a wrongful death claim. Compensation may include:
Wrongful death claims must be filed within two years under Florida law.
Miami attracts millions of tourists each year, many of whom are unfamiliar with local roads, traffic patterns, and driving laws. This contributes to:
When involved in an accident with an out-of-state driver, different insurance rules and legal complexities may apply.
Miami’s highways, including I-95, the Dolphin Expressway (SR 836), and the Palmetto Expressway (SR 826), are hotspots for severe accidents due to:
Determining fault in highway accidents can be complex, requiring accident reconstruction and traffic camera footage analysis.
Illegal street racing is a growing problem in Miami, particularly in areas like Biscayne Boulevard, Okeechobee Road, and downtown Miami’s expressways. Accidents involving street racers often lead to:
A lawyer can help victims seek maximum compensation when racing or reckless driving is involved.
T-bone accidents, or side-impact crashes, are particularly dangerous in Miami’s intersections. They often occur due to:
Determining liability in T-bone crashes requires witness statements, traffic camera footage, and sometimes accident reconstruction experts.
Miami’s highways have High-Occupancy Vehicle (HOV) lanes, which require two or more passengers per vehicle during peak hours. Violations of HOV rules or improper merging into HOV lanes can lead to:
If an accident occurs in an HOV lane, determining fault requires reviewing traffic camera footage and police reports.
Some accidents are caused not by another driver but by road hazards, including:
If the accident resulted from poor road maintenance, a claim may need to be filed against the city of Miami, the Florida Department of Transportation, or a private contractor responsible for maintaining the road.
Many Miami residents do not have health insurance, making accident-related medical bills overwhelming. Options for covering medical expenses include:
A lawyer can help accident victims find medical providers who accept deferred payment arrangements until a settlement is reached.
Multi-car accidents, or chain-reaction crashes, are common on I-95, US-1, and Miami’s expressways. These crashes create unique legal challenges, including:
Accident reconstruction experts and traffic camera footage are often needed to determine the chain of events and assign fault properly.
Passengers injured in two-car accidents often have claims against both drivers, depending on who was at fault. Options include:
Passengers are rarely found at fault, making their claims more straightforward than those of drivers.
Insurance companies often argue that a victim’s injuries were not caused by the accident but were pre-existing conditions. However, under Florida’s “eggshell plaintiff” rule, victims are entitled to compensation even if:
Medical expert testimony can be used to prove that the accident directly worsened pre-existing conditions.
Miami uses red-light cameras at many intersections, and the footage can serve as valuable evidence in determining fault. Benefits of red-light camera footage include:
Accessing red-light camera footage requires legal requests or subpoenas, which an attorney can handle.
Insurance companies frequently deny car accident claims, even when victims have legitimate cases. Common reasons for denial include:
A car accident lawyer can appeal a wrongfully denied claim, negotiate a fair settlement, or take the case to court.
If you have been injured in a car accident, you may be entitled to significant compensation. A Miami personal injury lawyer can help navigate the claims process, deal with insurance companies, and ensure that you receive the full amount you deserve.
Call (888) 570-5677 today for a free consultation to discuss your case and explore your legal options. Acting quickly can make all the difference in securing the best possible outcome.
2601 South Bayshore Drive 5th Floor
Miami, FL 33133
Ph: 888-570-5677
You handle personal injury,
property damage, and health
claims. How do you do it all?
What does “we don’t get
paid until you do” mean?
Why should people speak
with YIA first before calling
their insurance company?
We truly care about getting the best results for you. Our goal is to help you through powerful representation from start to finish. We work with clients all over the states of Florida, Georgia, Colorado and North Carolina.
Copyright © 2025, Your Insurance Attorney®. All Rights Reserved. Privacy Policy
