House fires can happen anywhere and at any time. Even the most vigilant household may fall victim thanks to unforeseen events.
Among the most common causes of residential fires is unattended pots and pans that overheat. This typically occurs when the cook becomes distracted while something is on the stove.
Some fires begin with an electrical appliance that has a frayed cord or an overloaded power source. Children playing with matches or leaving candles unattended are other common causes of home fires. Portable heaters and faulty furnaces can also cause a fire, while smoking cigarettes, especially in bedrooms, is another dangerous risk.
One of the best things that you can do to protect your loved ones and your property from destructive flames is to be prepared. This means placing smoke alarms throughout your
house and testing them regularly. Also, make certain that you always have a fire extinguisher
in the kitchen.
Since many fires begin in the kitchen, it pays to be extra vigilant in this room. Keep the oven and range clean to avoid burning, stuck-on food, and when you’re cooking, make certain that you stay in the kitchen.
It can be challenging to quantify and identify all of the damage that results from a blaze. In addition to items burned by flames, your property may sustain damage from smoke and soot.
Some of the damage from a residential fire isn’t immediately obvious, or it may develop over time. Our experts can thoroughly inspect the property to foresee the long-term consequences of fire and smoke damage.
Most basic homeowner’s insurance policies cover fire damage. However, these policies are rarely as straightforward as they should be. Your insurance company is likely to prolong and complicate the claims process. They may not offer you a sufficient settlement to cover the damages.
In some cases, insurance companies deny the claim entirely, citing clauses that absolve them of any responsibility.
Attorneys like us who handle fire claims have the legal knowledge and sense of justice to look for ways to protect the interests of our clients.
We use our skills to review what your homeowner’s insurance policy does and does not cover. Moreover, Your Insurance Attorney conducts a free and thorough investigation of the fire to determine what caused it and the true extent of damage your property sustained.
Your insurance company has a vested interest in paying out as little of your claim possible. They will have experts, including lawyers, working for them to argue against the scope and validity of your claims for fire and smoke damage.
Our only obligation is to you and your family. That’s why we don’t get paid unless you do. Contact us to protect your rights if you are preparing to file a claim, have received a lowball settlement, or have been denied.
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We truly care about getting the best results for you. Our goal is to help you through powerful representation from start to finish. We work with clients all over the states of Florida, Georgia, Colorado, North Carolina, and California.
