Disclaimer and Terms of Service
Thank you for visiting the website or utilizing the mobile application of Your Insurance
Attorney, PLLC and/or its affiliates (“YIA,” “we”, “us”, or “our”). The YIA Terms of Use
(“Terms” or “Terms of Use”) constitute a legally binding agreement between you and
YIA, governing your use of and access to the website located at
https://yourinsuranceattorney.com, any affiliated websites linked to these terms, and
any mobile applications currently available or introduced in the future (collectively
referred to as the “Site” or any of its components). The content provided on the Site is
intended for educational and informational purposes only, and should not be construed
as legal advice. It is important to note, as further detailed below, that the Site does not
provide medical advice and should not influence any medical decisions or substitute
professional medical advice.
The content on this Site does not constitute an offer to provide services on any matter. It
presents general information sourced from various outlets and may not reflect the latest
legal developments, verdicts, or settlements. We do not commit to updating the content
on our Site to reflect subsequent legal or other changes.
These Terms delineate the terms under which the Site is accessible to you. We urge
you to thoroughly review the Terms of Use. By accessing this Site, you are
considered to have consented to these Terms of Use.
Our Site is designed to be accessible and usable by individuals with or without
disabilities. Should you encounter any accessibility or usability issues on this site,
please contact us via phone at 888-570-5677 or via email at
info@yourinsuranceattorney.com.
We reserve the right to update, amend, modify, or revise these Terms of Use at our
discretion and without prior notice. Any alterations will take effect upon their posting on
the Site, along with the date of the most recent revision indicated under the “Last
Updated” heading at the top of these Terms of Use. Your continued use of the Site

following such modifications signifies your acceptance of the updated Terms of Use. It is
your responsibility to routinely review these Terms of Use for any updates. For details
on any modifications, please reach out to us using the contact information provided
above. Should any modification to these Terms of Use be deemed invalid, void, or
unenforceable, it shall be considered separate and shall not affect the validity or
enforceability of the remaining provisions of these Terms of Use.

Consent
In order to ensure the accurate, courteous, and prompt handling of consumer inquiries,
YIA may record phone calls between you and our representatives. You hereby consent
and we reserve the right to periodically contact you via phone calls and/or text
messages using any telephone number associated with your account. The method of
communication, including but not limited to prerecorded or artificial voice messages and
automatic dialing systems, may vary. By providing us with your telephone numbers, you
certify, warrant, and represent that they are accurate and authorized for receiving calls.
You also agree that Your Insurance Attorney, PLLC may communicate with you via
email or other electronic means permitted by law, using the contact information you
provide.

Use
YIA hereby grants you a non-exclusive, non-transferable, revocable, limited right and
license to access and use the Site solely for your personal use in accordance with these
Terms of Use. You shall not, in any way, otherwise copy, reproduce, distribute, transmit,
display, perform, reproduce, publish, license, modify, create derivative works from, sell,
or exploit the Site.
YIA may at any time, for any reason, and without notice or liability: (a) modify, suspend,
or terminate operation of or access to the Site and related services, or (b) change,
revise, or modify the Site and affiliated services.

Ownership and Intellectual Property Rights
The Site and YIA software, systems, technology, and know-how (“YIA Technology”) are
owned by or licensed to YIA and are protected by copyright, trademark, trade dress,
patent, and/or other intellectual property rights and proprietary rights. All trademarks,
trade names, graphics, logos, and trade dress included in or made available through the

Site and Online Services are owned by or licensed to YIA and protected by U.S. and
international trademark laws (collectively, the “Marks”).
Except as expressly set forth herein, nothing herein shall be construed to confer any
grant or license of any YIA intellectual property rights, whether by estoppel, by
implication, or otherwise. You are strictly prohibited from using any YIA intellectual
property except as expressly provided in these Terms of Use. You are also advised that
YIA and its licensors will aggressively enforce its intellectual property rights to the fullest
extent of the law.

Privacy Policy
Please review our Privacy Policy as posted on the Site (the “Privacy Policy”), which is
incorporated herein and also governs your use of the Site, to understand YIA’s privacy
practices: https://yourinsuranceattorney.com/privacy-policy/.

Restrictions on Use
You agree not to: reproduce, distribute, publicly display, or otherwise transfer the Site;
adapt, alter, modify, reverse engineer, disassemble, or decompile the Site; prepare
derivative works based on the Site or any YIA technology; remove, obscure, or modify
any copyright, trademark or other proprietary rights notices, marks or labels contained
on or within the Site; frame, mirror, or in-line link the Site, or incorporate into another
website, application, or other service any YIA intellectual property; use the Site for any
unlawful, fraudulent, or malicious purposes, or to solicit any such activity; attempt to
gain unauthorized access to any accounts, features, systems, or networks through
hacking, password mining, or any other means; interfere with any access control
measures or attempt to disable or circumvent such security features; post, transmit,
submit, or include any unlawful, harmful, threatening, abusive, harassing, defamatory,
vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise
objectionable content, material, or information of any kind, or any content, material, or
information that may give rise to criminal or civil liability; submit or post any false or
misleading information; and/or violate, infringe, or misappropriate the intellectual
property, publicity, privacy, or other proprietary rights of YIA, its licensors, or any other
person or entity.
We reserve the right to prohibit access, use, conduct, communications, or content that
we, in our sole discretion, deem to be harmful to the Site, users, us, our brand, our
business partners and licensors, or any other person or entity, or that violates these
Terms of Use and/or applicable law.

Any unauthorized use automatically terminates the license granted to you hereunder.

No Relationship or Obligation Arises from Use of the Site
The law differs in every jurisdiction, and you should not rely on any opinion except that
of an attorney you have retained, who has a professional duty to advise you after being
fully informed of all the pertinent facts, and who is licensed in the applicable state, and
is familiar with the applicable law. Internet subscribers, mobile application users, and
online readers should seek professional counsel about their legal rights and remedies.
You should not act or refrain from acting on the basis of any information found on the
Site. Any actions or decisions about your legal rights should be based on the particular
facts and circumstances of your situation, and appropriate legal advice from an attorney
retained directly by you. YIA EXPRESSLY DISCLAIMS ALL LIABILITY WITH
RESPECT TO ACTIONS TAKEN OR NOT TAKEN BASED UPON ANY
INFORMATION OR OTHER CONTENTS OF THIS SITE. Viewing the Site, or
communicating with YIA by Internet e-mail or through the Site does not constitute or
create an attorney-client relationship with anyone. The content and features on the Site
do not create, and are not intended to create, an attorney-client relationship, and shall
not be construed as legal advice. The content and features of the Site, including means
to submit a question or information, do not constitute an offer to represent you or
otherwise give rise to an attorney/client relationship.
THE SITE IS PROVIDED “AS IS”. YIA MAKES NO WARRANTIES, EXPRESS OR
IMPLIED, REGARDING THE SITE AND ONLINE SERVICES AND HEREBY
DISCLAIMS ALL WARRANTIES OF ANY KIND OR NATURE, INCLUDING, WITHOUT
LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WITHOUT
LIMITING THE FOREGOING, YIA DOES NOT GUARANTEE THAT THE ONLINE
SERVICES OR PRODUCTS WILL MEET YOUR REQUIREMENTS, OR WILL BE
ERROR-FREE, UNINTERRUPTED, OR FREE OF VIRUSES OR OTHER HARMFUL
COMPONENTS, OR THAT ANY DEFECTS WILL BE CORRECTED.

Accounts
To use some features of the Site, you may be required to create an account. In
connection therewith, you agree to provide and maintain true, accurate, current, and
complete information about yourself. You are responsible for maintaining the
confidentiality of the information you hold for your account login, including your
password, and for all Submissions made from your account. You agree to notify us
immediately of any unauthorized use of your login. YIA may suspend access to your

account if it suspects illegal or improper use, or for other reasons, such as for account
management purposes, at its sole discretion.

Confidentiality is Not Guaranteed
Information sent to Your Insurance Attorney, PLLC via Internet e-mail or through the
Site is not secure and is done on a non-confidential basis. YIA may make reasonable
efforts to keep communications private, but because of the nature of Internet
communications and the absence of an attorney/client relationship, we cannot promise
or guarantee confidentiality.

This Site Does Not Provide Medical Diagnosis or Advice
The content provided on the Site, such as documents, text, graphics, images, videos,
news alerts, pharmaceutical drug recalls, prescription medication history, or information
on litigation concerning the foregoing topics, or other materials, is for informational
purposes only. The information is not intended to be a substitute for professional
medical advice, diagnosis, or treatment. Always consult a physician for diagnosis and
treatment of any medical condition or for any questions you may have regarding a
health concern. Never disregard professional medical advice, alter a prescription plan in
any way, or delay or refrain from seeking medical advice because of something you
have read or seen on the Site. Links to other sites are provided for information only. Use
of trade names is for identification only and does not constitute endorsement by YIA.
Without limiting the generality of the foregoing, the Site may present information about
pharmaceutical drug recalls, which is for information purposes only. Such information is
not necessarily the most current information on the subject and may or may not be
updated based on the last information concerning such recalls. Do not make any
decisions regarding medication or medical providers based on information from the Site
including but not limited to information we provide about drug recalls.

YIA Is Not Responsible for Content; Limitation on Liability
YIA may periodically change, remove, or add the material on the Site without notice.
This material may contain technical or typographical errors. YIA DOES NOT
GUARANTEE ITS ACCURACY, COMPLETENESS OR SUITABILITY. YIA assumes no
liability or responsibility for any errors or omissions in the contents of the Site. Your use
of the Site is at your own risk. Under no circumstances shall YIA or any other party
involved in the creation, production or delivery of the Site be liable to you or any other

person for any indirect, special, incidental, or consequential damages of any kind arising
from your access to, or use of, the Site. TO THE MAXIMUM EXTENT PERMITTED BY
APPLICABLE LAW IN NO EVENT SHALL YIA BE LIABLE FOR ANY SPECIAL,
INDIRECT OR CONSEQUENTIAL DAMAGES RELATING TO THIS MATERIAL, FOR
ANY USE OF THIS WEBSITE, OR FOR ANY OTHER LINKED WEBSITE.

Third-party Web Sites
The Site contains links to third party web sites for the convenience of our users. YIA
does not endorse any of these third party sites and does not imply any association
between YIA and those sites. YIA does not control these third party web sites and
cannot represent that their policies and practices will be consistent with these Terms of
Use. If you use links to access and use such web sites, you do so at your own risk. YIA
is not responsible for the contents or availability of any linked sites. These links are
provided only as a convenience to the recipient. These Terms only apply to the Site and
do not apply to any linked sites. We encourage you to read and understand the terms of
use of any linked sites that you visit. Links do not imply that we sponsor, endorse, are
affiliated with or associated with, or are legally authorized to use any trademark, trade
name, service mark, design, logo, symbol, or other copyrighted materials displayed on
or accessible through any linked site.

State Laws Vary
YIA may refer prospective clients to other law firms located throughout the country, who
form relationships with YIA, and are experienced in handling such cases. YIA may also
undertake legal representation in certain cases, and may take joint representation with
other legal counsel located in applicable jurisdictions throughout the country to provide
legal representation. The laws of each State are different. The Site contains information
about general or common rules that apply in some states. The Site also contains
information about verdicts or settlements in past cases. You cannot assume that the
same rules apply, or that the same result would occur, in your state or any particular
state. The Statute of Limitations is especially important. Every state has laws called the
“statute of limitations” which set a deadline to file a lawsuit. That means that a lawsuit
filed too late may be thrown out, regardless of the defendant’s fault or the severity of the
injuries. Some states have a two-year period for negligence injury claims; the time
period in other states may be longer or shorter. Insurance policies, particularly
homeowners insurance, may require that suit be filed within one year of a loss. Some
states allow claims against government agencies, but require a written notice very soon
after the accident, perhaps within three months. Because investigation and research is

needed to identify all possible defendants and theories of recovery, if you have an
accident or injury, you should consult a lawyer as soon as possible.

YIA Clients
Only individuals who have entered into a mutually signed retainer agreement with Your
Insurance Attorney, PLLC are clients (“YIA Clients”). YIA takes commercially
reasonable measures to secure and protect the information that we collect.

Legal and Ethical Requirements
YIA has tried to comply with all legal and ethical requirements in compiling the Site. We
welcome comments about our compliance with the applicable rules and will update the
Site as warranted, upon learning of any new or different requirements. To the extent that
the professional responsibility rules of any jurisdiction require us to designate a principal
office or an attorney responsible for the Site, Your Insurance Attorney, PLLC
designates its principal office as 2601 South Bayshore Drive 5 th Floor Miami, FL
33133.

Advertising Disclosures
Some materials on the Site may constitute lawyer advertising. The choice of a lawyer is
an important decision, and it should never be based solely upon an advertisement.
Before making your choice of any attorney, you should give this matter careful thought.
The selection of an attorney is an important decision. Cases will be handled by
attorneys licensed in the applicable local jurisdiction. Before you decide, you may ask
us to send you free written information about our qualifications and experience. FREE
BACKGROUND INFORMATION IS AVAILABLE UPON REQUEST. No representation
is made that the lawyers are certified specialists or experts in any field of law. And no
representation is made that the legal services to be performed are greater than the
quality of legal services performed by other lawyers. Anyone considering a lawyer
should independently investigate the lawyer’s credentials and ability, and not rely upon
advertisements or self-proclaimed expertise. No representation is made here about
your specific rights. Every case is different and must be judged on its own merits.
Prior results do not guarantee a similar outcome. Contingent attorney fees are
negotiable and not set by law. Costs and fees are charged only upon monetary
recovery. Not available in all states. Cases may be handled in association with, or
referred to, other law firms as co-counsel or referral counsel. Only the law firm’s non-
lawyer staffed call center is open 24 hours a day / 7 days a week.

Governing Laws in Case of Dispute; Jurisdiction
These Terms of Use shall be governed by and construed in accordance with the laws of
the State of Florida, USA, without regard to any choice of law principles. Any and all
disputes arising hereunder shall be governed as set forth in the Arbitration section
below.

Submissions
You are solely responsible for any information, content, or material you transmit to or
through the Site (“Submissions”). You understand that Submissions are considered
non-confidential and non-proprietary. Furthermore, you grant YIA an unrestricted,
irrevocable, perpetual, transferable, sublicensable, worldwide, royalty-free license to
use, copy, reproduce, display, publish, publicly perform, transmit, and distribute any
Submission, without compensation or accounting to you or anyone else. You represent
and warrant that: (a) you have the right to submit the Submission to YIA and grant the
licenses as described above; (b) YIA will not need to obtain licenses from any third party
or pay royalties to any third party for its use of the Submission; (c) the Submission does
not infringe any third party’s rights, including intellectual property rights and privacy
rights; and (d) the Submission complies with these Terms of Use and all applicable laws
and regulations.
YIA takes no responsibility and assumes no liability for any Submission.

Arbitration
Any and all claims by you arising out of or related to the Site or your use thereof may be
resolved only through a binding arbitration proceeding to be conducted under the
auspices of the Commercial Arbitration Rules of the American Arbitration
Association in Miami, Florida. Both your agreement to arbitrate all controversies,
disputes and claims, and the results and awards rendered through the arbitration, will
be final and binding on you and may be specifically enforced by legal proceedings.
Arbitration will be the sole means of resolving such controversies, disputes and claims,
and you waive your rights to resolve such controversies, disputes and claims by court
proceedings or any other means. You agree that judgment may be entered on the
award in any court of competent jurisdiction and, therefore, any award rendered shall be
binding. The arbitrator may not consolidate more than one person’s claims, and
may not otherwise preside over any form of a representative or class proceeding.
You understand that by agreeing to arbitration as a mechanism to resolve all

controversies, disputes and claims between us, you are waiving certain rights, including
the right to bring an action in court, the right to a jury trial, the right to broad discovery,
and the right to an appeal. You understand that in the context of arbitration, a case is
decided by an arbitrator (one or more), not by a judge or a jury.

International Use
The Site is controlled, operated, and administered by YIA from offices within the United
States of America and is only intended for use therein. We make no representation
regarding use of the Site outside of the United States.

Other Terms
If, for any reason, the Terms of Use, our Privacy Policy, or any portion thereof are held
to be unenforceable, such agreement and remaining provisions shall be enforced to the
maximum extent permissible so as to give the intended effect thereof, and the
remainder of these Terms of Use and the Privacy Policy shall continue in full force and
effect. YIA’s failure to act with respect to a breach by you or others does not waive our
right to act with respect to that breach or subsequent or similar breaches. No consent or
waiver by YIA hereof will be deemed effective unless in writing. These Terms of Use,
together with our Privacy Policy, as each is currently posted, constitute the entire
agreement between YIA and you with respect to your use of the Site and supersede all
previous written or oral agreements relating to the subject matter hereof, except that this
agreement shall not supersede, restrict, or replace any agreements governing the
attorney-client relationship between YIA and YIA Clients.
YIA may, in its sole discretion and without prior notice, block and/or terminate your
access to the Site if we determine that you have violated these Terms of Use or other
terms or agreements that may be associated therewith or if you use the Site in a way
that we deem, in our sole discretion, to be an unacceptable use.