Workplace injuries may happen to anyone in any industry. From the office clerk, truck driver and waitress, to the construction worker, an injury is a painful and stressful experience. Our Miami work place injury lawyer may be able to help you.
Suffering an injury signals the beginning of a series of doctor appointments, as well as surgery and physical therapy. The victim may not be able to perform their essential job duties and the enjoyment of favorite pastimes falls by the wayside.
Many people who suffer on-the-job injuries find that they cannot return to work or that they are unable to fulfill the same role they once did. In some cases, this may mean a loss of income, which can be devastating for the worker and their family.
Because workplace injuries tend to be painful, stressful and economically debilitating, the worker may claim workers’ compensation.
However, if their claim is denied, delayed or underpaid, then it’s wise for them to seek the advice of a qualified work injury lawyer. These dedicated legal professionals may be able to facilitate the claims process so that the worker receives the compensation to which they are entitled.
Business owners get workers’ compensation insurance to protect themselves and their employees. The intent behind these policies is to provide wage and medical benefits to workers who become ill or are injured in the course of their employment.
Workers’ compensation is mandated by the state government and falls into the category of social insurance because it is underpinned by a social contract between labor and management. Accordingly, this insurance represents an exchange between employer and employee. The worker receives compensation from the insurance for an illness or injury in exchange of not suing the employer for the accident.
These insurance policies are designed to provide numerous benefits to injured workers. Medical expenses are covered by the proceeds of these policies. These expenses may include doctor appointments, hospital stays, outpatient procedures, surgeries, physical therapy and more.
Additionally, workers’ compensation insurance may cover the employee’s wages that are lost as a result of the injury. Rehabilitation costs are frequently covered under these policies, and they typically also have a death benefit that is paid to the family members of a worker who is killed during the course of their work.
Most people do not even consider hiring a work injury attorney when they get hurt at work. Understandably, they are more concerned with healing from the injury and the welfare of their family during a difficult time.
In fact, this means that workplace accident victims have their attention focused right where it should be. The injured party and their family deserve all the consideration that they can get as they work to heal and move forward.
This is precisely why it’s wise to seek the services of an experienced work injury lawyer.
Working with an attorney ensures that your voice is heard even when you’re injured and would rather be focusing your attention elsewhere. A work injury lawyer understands that you have a number of pressing matters on your mind. Accordingly, they step in for you to ensure that you get the compensation you deserve.
Every employer in Florida is required by law to carry workers’ compensation insurance. Typically, these policies offer protection for a wide range of injuries such as:
These and other injuries may all be covered by workers’ compensation insurance as long as they occurred during the course of the employee’s duties.
The amount of benefits to which the injured worker may be entitled varies greatly, with the severity and extent of the injuries largely guiding how much compensation is offered.
Unfortunately, the insurance companies that provide these policies make a habit of looking for ways to underpay these claims. They will employ medical “experts” whose job is to undermine the findings of your own trusted health care professionals.
It is in the insurance company’s best interest to pay as little as possible on these claims. To that end, they will look for ways to minimize the severity of your injuries and how debilitating they may be in your future life. Similarly, they may use biased or otherwise flawed standards by which to determine whether or not you are entitled to benefits, such as temporary total disability or permanent total disability.
At Your Insurance Attorney, we are dedicated to helping our clients obtain the full benefits that they deserve. These benefits may include compensation for past and future health care bills, as well as lost wages.
Thanks to our extensive experience in this area, the practitioners at Your Insurance Attorney are prepared to offer a wide range of advice. For instance, we can provide you with insight into whether it makes sense for you to choose a lump-sum payment or to receive your benefits over time.
When choosing legal counsel for workplace injuries, experience matters. Your Insurance Attorney routinely handles workers’ compensation cases. Our clients may not have filed a claim yet, while others are already deep in the claims process. Some of them may be dealing with a lowball offer that just isn’t adequate for the injuries that they suffered.
All of these clients may benefit from the advice of a work injury attorney from Your Insurance Attorney. We are willing to take cases regardless of which stage of the process they are in, to ensure that our clients receive the compensation to which they are entitled.
Remember that we don’t get paid unless you do. That’s why you can trust Your Insurance Attorney to handle all workers’ compensation claims.
Each case is different. It is not possible to provide a number, or even an estimate, from the onset of any case.
Once you have completed your medical treatment, we will send a demand letter to the insurance company at fault, which will include all of your medical records and bills. Once the insurance company receives the demand, they have about 30 days to respond to our offer to settle with a counter offer or acceptance. We will then contact you to discuss the offer presented and what the next step would be in our negotiation process.
Every case is different. However, most cases take approximately 6 months to a year. If we have to file suit, it may take longer.