What is arson? Losing your home to a fire is a tragic experience, but losing your home to a fire that was caused by someone maliciously setting fire to it is even worse. This is arson. Not only do you know someone did something that may have injured you or someone you care about, but homeowner’s insurance won’t be able to cover the damages either.
Instead, you’ll need to seek reparation through the law in order to receive compensation for the damage to your home and your possessions. When it comes to accidental fires, seeking an insurance lawyer near me is key, but with malicious ones, you’ll need to rely on the police and the court system.
At Your Insurance Attorney, we’ve seen victims of arson go through the struggles of receiving the compensation they deserve, which is why we want to share our knowledge of how to handle cases of arson that damaged your home. We are located in Coconut Grove and have helped people throughout the Miami-Dade County.
How to Handle Accidental Fires
Unlike arson, an accidental fire is covered by homeowner’s insurance. In this case your insurance company is responsible for covering the cost of damages to your property as well as any lost possessions and living expenses while away from your home.
That said, if the cause of the fire is uncertain, your insurance company may claim it to be arson in an attempt to deny you compensation.
If this happens, seeking the help of an insurance lawyer near me can help you earn the compensation you deserve for your loss. Insurance companies aren’t afraid to try and bully you into taking the smallest amount of money either, which is why hiring a professional to look out for your own needs may be essential.
What is Arson and How Can You Handle It?
When your home catches fire, and firefighters respond, they will investigate to find the cause of the fire. If it’s discovered that the cause of the fire was an individual intentionally setting fire to your home, this is called arson. Unfortunately, arson is not covered by homeowner’s insurance.
This is to deter homeowners from setting fire to their own homes in order to abuse their insurance companies, but it can in turn leave victims of malicious arson feeling abandoned. Fortunately, it is possible to seek reparation through the justice system.
The Court can order the offender to pay you for damages, but there is no actual guarantee that you’ll be compensated. For more information, you would reach out to your local police department regarding the arson case. They’ll be able to help you seek reparation through the Court justice system.
If you’re left wondering “what is arson?” remember what you read here today. If you’ve become a victim of arson, work with your local police officers so that you can receive reparation from the culprit.
If you’ve recently become the victim of accidental fire damage, don’t let your insurance company try to bully you out of the compensation you deserve. Insurance for fire damage is meant to cover all expenses regarding what has been lost and for temporary living conditions.
If you believe you’re being bullied out of the compensation you deserve, contact us to receive help from a property damage lawyer that will look out for you in Coconut Grove and the Miami-Dade County. We at Your Insurance Attorney put our clients first and will fight to ensure that you’re taken care of.