For many Miami locals, strong winds are something we’re familiar with, but what about hail? High wind and hail can go hand-in-hand, and either one can cause damage to your home’s roof. Insurance companies will try anything to minimize the amount of money they need to provide you with, and may even try to blame the wind and hail damage on pre-existing damage or poor construction.
At Your Insurance Attorney in Coconut Grove, we’ve seen and dealt with roofing insurance claims for storm damage before. What you need when battling an insurance company is an insurance lawyer near me with experience handling storm, wind, and hail damage to your home.
How to Prove Your Right to Compensation
If your roof has been damaged by wind or hail, you might have a hard time collecting for your loss. Insurance companies will want to undercut you if not deny you compensation outright.
Wind and hail can be extremely localized, and the insurance companies will look for any reason to blame the damage on something else. The key is with a roofing lawyer who can create the documentation to show that your home was affected by the weather, such as meteorological records.
Roofing Insurance Claims for Storm Damage
Damage that hail and wind can do
With wind, one of the biggest issues with it is its ability to blow debris across your roof. Objects like broken glass, branches, trash, and other light objects can cause serious damage to your roof if blown into it. Hail, on the other hand, can remove protective granules that cover your shingles.
If the hail is large enough, it can even create holes in your roof. Remember that living in Florida doesn’t mean you’ll never see hail. Strong winds can create hail, even in warm climates.
How to prepare for hail and wind
Strong wind storms and hail storms can be difficult to predict and prepare for, but that doesn’t mean there’s nothing you can do. Prepare for stormy seasons by cutting back the trees around your home and roof. One of the most common sources of damage to your roof in stormy weather are tree branches.
It’s also a good idea to stay on top of your home’s roof condition. If you have any existing damaging, repairing that can help prevent more serious damage from occurring in bad weather.
Inspecting your roof for damage
As soon as the storm is gone, it’s a good idea to inspect your roof for damage rather than assuming nothing has happened. From inside your home, use a flashlight to check for dark spots and water stains where rain may have leaked through.
Outside your home, you can check for missing shingles or shingles that have dark spots. If there’s debris on your roof, it might’ve caused damage as well. If you can safely use a ladder to inspect your roof up close, you may be able to investigate if there’s any damage where you’ve found debris.
We at Your Insurance Attorney have a history of experience handling insurance claims–over 10,000 of them. We understand how insurance companies try to undercut our clients in their time of need and work to fight that.
With each case, we aim to ensure each client gets exactly what they need to repair their damages and have a strict “no recovery, no fee” mentality.
If you need to make roofing insurance claims for storm damage, hiring a roofing lawyer is the best way to ensure you receive the compensation you deserve. For those in the Miami area, we are here to help you. Don’t let those insurance companies cut you short; contact us today and speak with an insurance lawyer near me about your case.