Are you looking to buy a new home? This is a huge step in anyone’s life, and there are a lot of different factors you’ll need to take into consideration. Before you jump into an all-new responsibility, we at Your Insurance Attorney want to take a moment and share a warning on cast iron pipes.
We’ve helped clients of the Miami area with many a pipe lawsuit related to faulty cast iron pipes, and we want to make sure you know before you buy a home. Don’t make the mistake of getting a home that could have you hiring a property damage lawyer within the first few months of living there.
Why You Should Be Cautious About Cast Iron Pipes
Cast iron pipes were frequently used in home plumbing systems around a century ago because they were relatively cheap. Homes built now will more commonly rely on PVC plastic which are even less expensive while having a longer life expectancy. The first problem with cast iron pipes is that their life expectancy was about 80-100 years. This means a lot of homes are reaching that endpoint and seeing their pipes failing.
True or False? Pipes in Florida homes can fail earlier than expected compared to the rest of the country? This is where the second problem comes in. These pipes are sensitive to high humidity and high salt concentrations in the Florida soil.
These are causing even younger homes that were still built with cast iron pipes to see failures as well–pipes as young as 25 years. This means the answer to that question is true: cast iron pipes in Florida can fail a lot sooner, and it’s estimated that as many as 2.5 million homes may be affected.
It doesn’t matter the kind of claim you’re filing, you’re going to be dealing with an insurance company. The truth about insurance companies is that they don’t care about what you need as a consumer. Instead, all they care about is ensuring their pockets are as full as possible while spending as little as possible on your compensation.
After the claim has been filed, an insurance adjuster will arrive to investigate the damages, and they’ll use their stronger understanding of the law to cheat you. In other words, they’ll use their knowledge to underestimate the value of the damages or replacement costs with the goal of minimizing the expenses paid by the insurance company.
This is why locating a property damage lawyer in your area is so important. Instead of them focusing on making your insurance company money, they’ll be focusing on your needs as their client–making sure you receive the best value for the repairs and replacements you need to put quality above everything else.
Because they understand the ins and outs of the legal process regarding claims, they’ll be able to even the playing field between you and the insurance adjusters. As such, your attorney will work to get you the compensation you deserve.
Property Damage Lawyer
Are you in need of a property damage lawyer for your pipe lawsuit? Contact us at Your Insurance Attorney. Our experienced attorneys will work to fight for your rights and not the wallets of the insurance company you’re faced with. Located in Coconut Grove, we can assist clients throughout the Miami area.