Was your home built before 1975? If it was and you’re experiencing plumbing issues, such as backups, slow drains, mold, faulty pipes, or others, you may have cast-iron pipes that are failing. If this is the case, your insurance company may owe you money for new pipes and any damages caused by them.
At Your Insurance Attorney, our insurance claims adjuster has seen their fair share of cast-iron pipe claims. Because of this, we want you to have more information on what to do if your home has these issues. We are located in Coconut Grove of the Miami area.
If you’re concerned that your home is suffering from plumbing issues, then you’ll want to investigate, and fortunately, there are a few red flags you can look for.
- Discolored Water
- With older, cast-iron pipes, corrosion is inevitable. Yellowish or brownish water that pours when you turn on your faucets may indicate rusting and decaying pipes.
- Slow Drainage
- Breakage in cast-iron pipes can create a buildup of blockage that will slow your drain.
- Plumbing Backups
- With older pipes, internal breakage could also lead to debris clogging up the drain and force water back up the pipes.
- Foul Smells
- Cast-iron pipes with cracks and holes can create an opening for sewage gasses to climb up through your pipes and into your home.
- Wet Walls and Floors
- If your pipes have cracks and breaks, water will escape and find places to settle. Depending on the location of the pipes, this could cause the development of damp spots on the floor or walls of your home, or even outside. You may even see the development of puddles.
- All mold needs to grow and develop is moisture and a lack of proper ventilation. Water that escapes aged pipes can cause parts of your home to become perpetually wet, easily developing mold.
- Foundation Issues
- Water causes erosion over time, which is why these older pipes deteriorate in the first place. Once the water escapes into other parts of your home, it will do the same and faster.
Handling Cast-Iron Pipe Claims
When handling claims for the damages caused by old, cast-iron pipes, an insurance adjuster will try and find as many reasons to lower the compensation you’ll receive. This is why you’ll want to get in touch with a public insurance claims adjuster who will investigate your home with your needs in mind, but what can you do to prepare? Here are a few tips:
- Take pictures
- For many incidents, the damage will be visible to an adjuster examining your home, but for larger issues that must be corrected immediately, be sure to take pictures beforehand. These can help showcase exactly what happened before any damage control was performed.
- Review your policy
- It never hurts to read up on your insurance policy so you have a firm grasp on exactly what you’ll be owed. This will also help you understand what you deserve, and recognize if an insurance company is trying to lowball you.
- Contact a professional ASAP
- The sooner you get your claim into the hands of an experienced attorney, the better.
Insurance Claims Adjuster
Right now, over 2 million homes in Florida have cast-iron pipes that are failing. If you think you’re one of them, we’ll help you get any money you’re entitled to for no upfront costs! Contact us today for a free plumbing inspection so that you can start on your cast-iron pipe claims. Let our public insurance claims adjuster help you.